You do not need the full system price in hand to go solar in Jamaica: BTECH payment plans and bank energy loans both let monthly bill savings offset installments — often making the system close to cash-neutral while it pays itself off.
Route 1: BTECH payment plans
Structured directly with us on supplied-and-installed systems — a deposit gets equipment from Ocho Rios stock onto your roof, and the balance is paid in agreed installments while your JPS bill drops. Ask for current terms on the system your assessment recommends.
Route 2: bank and credit union energy loans
Several Jamaican institutions offer loans specifically for energy upgrades, often at preferential rates versus consumer loans. Bring a BTECH quote (final JMD figures — lenders like that) and let the loan officer run it.
The maths that makes financing sensible
Take the ~J$1.14M 6kW-with-battery system saving roughly J$24,000 a month. If financing costs J$25,000–J$30,000 monthly over four years, your net cost during payoff is a few thousand a month — after which the full saving lands in your pocket for decades. Compare that with continuing to send J$30,000 to JPS with nothing owned at the end.
Financing mistakes to avoid
Financing an unsized system (get the free assessment first), quotes with exclusions that grow later, and terms so long the interest erodes the yield. Keep terms near the payback window — roughly 3–5 years.
FAQ
Does BTECH offer payment plans directly?
Yes — on complete supplied-and-installed systems. Call 876-777-5488 for current structures.
What deposit is typical?
It varies by system and plan — ask with your quote.
Can businesses finance solar?
Yes — commercial energy lending is well established; daytime-heavy businesses often see the strongest cases.
